The "Waiver of deductible/bonus protection" benefit allows owners who use their own comprehensive insurance to protect their bonus and avoid an increase in the insurance price of their own third party liability and comprehensive insurance.


This option is only available for vehicles registered in Switzerland.

What are the advantages? 

Generally, insurance companies only cover one claim per year, beyond which insurance costs increase and vehicle owners lose their bonus. Baloise's "Waiver of deductible/bonus protection" guarantee protects owners from this increase. In addition, the insurance covers the excess for renters.

How does it work?

In the vehicle profile, in the "Insurance" section, under comprehensive insurance, you can select the deductible waiver / bonus protection insurance.


What must be done in the event of a claim? 

Renters can apply to reclaim the excess and/or insure the bonus cover here (for renters only) or by telephone on 0800 24 80 11 or +41 58 285 28 28.